Public Disclosure Statement
Effective Date: July 2025
This website is owned and operated by Beacon Leads Limited (“Beacon”). Beacon is a New Zealand-based company that generates leads for Life, Risk, and Health insurance advisers. Beacon does not provide financial advice. Instead, Beacon connects New Zealanders with registered financial advisers who are licensed to give advice in accordance with the Financial Services Legislation Amendment Act 2019.
Company Ownership and Relationship with Sow Financial
Beacon Leads Limited is owned and directed by the same individuals who own and direct Sow Financial Limited, a registered Financial Advice Provider (FAP), FSP number: 1008822.
Important distinction: While the owners of Beacon Leads Limited also own Sow Financial Limited, Beacon and its employees do not provide financial advice. Beacon's role is strictly limited to connecting you to qualified financial advisers.
At present, these are the advisers Beacon Leads Limited provides leads to;
Sow Financial Limited
- FSP1008822 - Disclosure: https://www.sowfinancial.co.nz/public-disclosure
Nature of This Website
By using this website and submitting your personal information, you acknowledge and agree to the following:
• The content on this website does not constitute financial advice.
• Advice will only be given by a registered Financial Adviser based in New Zealand, either by phone or in-person, after assessing your needs.
• All advisers you may be referred to are licensed or engaged under a licensed FAP.
You are encouraged to request a disclosure statement, which outlines the adviser’s licensing status, scope of service, fees, and commission structure. This will be provided at no cost.
Age Requirement
This website is intended for individuals aged 18 years and older.
Remuneration
• Advisers referred through this platform may pay a fee to Beacon Leads Limited for the generation and transfer of inquiries.
• The adviser may receive commission from the insurer for any products you choose to implement. You have the right to ask about how your adviser is paid.
No Insurance Company Affiliation
Beacon Leads Limited is not an insurance company. We do not represent any specific insurer and we do not favour any particular provider. The decision on what insurer and product is most appropriate will be made by your adviser.
Liability Disclaimer
The content on this website is intended to be general in nature. While we strive for accuracy, we make no guarantees and accept no liability for any losses or damages resulting from reliance on content displayed here.
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Terms of Website Use
Your use of this website is governed by these Disclosure and Privacy terms, which may be updated from time to time. Continued use constitutes acceptance of the latest version.